Property Funding
Funding from £75,000 up to £25 million
Helping you secure a short-term financial solution to your specific property funding capital requirements
Property Funding
A personal approach to fast property funding finance. Our partnership with Bridging Finance Capital in the UK provides the ability to work with and service a wide and diverse range of individual and business clients, assisting them to secure the necessary property funding for their next property project, business venture or to plug a short-term financial gap quickly and efficiently.
Property funding in the UK encompasses a range of financial solutions designed to support the purchase, development, or refurbishment of residential, commercial, and mixed-use properties. It plays a crucial role in the property market, enabling homebuyers, landlords, and developers to access the capital needed for projects of all sizes.
The most common form of property funding is a residential mortgage, typically used by homebuyers to purchase a primary residence. For investors, buy-to-let mortgages are available, tailored to rental properties. In addition, bridging finance offers short-term funding for time-sensitive purchases, such as auction properties or chain breaks, while development finance supports new builds or large-scale refurbishments.
Specialist funding options are also available, including mezzanine finance, which combines debt and equity, and joint venture funding, where investors partner with developers to share risks and profits. Lenders usually require a clear business plan and exit strategy, whether through property sales, rental income, or refinancing.
The choice of funding depends on factors such as project scale, borrower experience, and risk profile. With a dynamic and competitive UK property market, having access to the right funding solution is essential for maximising opportunities and driving successful property ventures.
Types of UK property funding clients:
Homeowners
Commercial & Residential Landlords
Buy to Let Investors
Business Owners
Property Developers
Company CEO’s
Property Funding Explained
A property funding loan is a type of short-term loan, typically taken out for a period of 2 weeks to 3 years pending the arrangement of larger or longer-term financing.
Property funding finance is broad but distinguishes itself as the best kind of finance for residential, commercial and mixed-use properties to facilitate large-scale extensive building, renovations or ground-up works.
Property funding loans are a form of short term borrowing. Typically, these loans are used to bridge the gap between a property sale and a purchase. While waiting for the sale of your residential, commercial, or buy-to-let property, the funds give you the capital to invest in new projects without having to wait for your sale to finalise.
There is an optimal threshold for property funding finance, and that there may be a better financial strategy or a combination of short and long-term mortgages best suited your scheme.
For example, a lot of developers take out bridging loans to acquire land while undergoing a promising planning permission application before taking out property development finance.
Where there is a pressing need for speed of completion and possibly income streams have declined during Covid-19, tailored property funding can meet financial objectives and overcome apparent immovable financial obstacles!
Are you looking to purchase or re-mortgage property or land for commercial use? Property funding is geared towards supporting experienced property professionals in the areas of:
- Residential property funding
- Commercial property funding
- Student accommodation funding
- Mixed-use property funding